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Account Relationship Structure
Earn more rewards with increased services at Family First FCU. The chart below explains the five levels of our account relationship structure.
Services
Bronze
E-Member
Silver
Gold
Platinum
 
Combined share and loan balances $2500 or less
No minimum balances required.
Combined share and loan balances between $2501-$10,000
Combined share and loan balances between $10,001-$40,000
Combined share and loan balances over $40,000
Checking Fee
FREE
FREE
FREE
FREE
FREE
Home Banking
FREE
FREE
FREE
FREE
FREE
Debit Card
FREE
FREE
FREE
FREE
FREE
Family First ATM's
FREE
FREE
FREE
FREE
FREE
P.A.L. (telephone banking)
FREE
FREE
FREE
FREE
FREE
Night Deposit Box
FREE
FREE
FREE
FREE
FREE
Monthly Relationship Fee
$3
None
$2
None
None
Quarterly Share Fee
None
None
None
None
None
Foreign ATM Transactions
$1 each
10 Free then $1 each. (includes all FFCU ATM's)
FREE
FREE
FREE
Internet Bill Pay Service
$5/month
$0.34 per bill
$2.50/month
FREE
FREE
Travelers Checks
2%
2%
1%
FREE
FREE
Cashiers Checks
$2
$2
$2
$1
FREE
Money Orders
$2
$2
$2
$1
FREE
Wire Transfer
$15
$15
$15
$10
FREE
Dormant Account Fee (over 6 months)
$5
$5
$5
$5
None
Notary Fee
$2
$2
FREE
FREE
FREE
Coin Counting
2% over $20
2% over $20
2% over $20
1% over $20
FREE
Teller Assisted Transactions
FREE
$2 each
FREE
FREE
FREE
Call Center Transactions
FREE
$2 each
FREE
FREE
FREE
Certificate Rate Bonus
None
None
None
*Extra 10bp
*Extra 25bp
Free Checks
None
None
None
None

Yes

(Limit 1 box per order, sand design only)

Direct Deposit
Optional
Required
Optional
Optional
Optional
Electronic Loan Payments
Optional
Required
Optional
Optional
Optional

Members 22 years of age or younger and members age 62 and older will NOT be subject to the Account Relationship Fee. Fees waived for new members for the first 3 months. Relationship status reviewed monthly. Consult a staff member for complete account information.

*Certificate rates bonus is available only with our regular certificate rates. It is not available with other rates specials or offers.
 
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