What is a Credit Union?

Very simply, a credit union is a cooperative, not-for-profit financial institution organized to promote thrift and provide credit to its members. Credit unions evolved from the simple idea that people could pool their money and make loans to each other.

Credit unions are member-owned and controlled by the people who use them--the members.

Because credit unions do not pay outside stockholders, earnings flow back to the members in the form of higher dividends, lower loan rates, and fewer fees.

What does this mean to you? You save money!

How can I join Family First Federal Credit Union ?

Anyone can join Family First FCU. We serve the eastern portion of Monroe County and the western portion of Wayne County, New York. If you live, work, worship, attend school or businesses in the area you are eligible. We are also affiliated with over 200 Select Employee Groups (SEG) throughout the Rochester area.

Call our office at (585) 586-8225 or toll free at (800) 356-1101 and we'll be glad to assist you.