Help for the Mortgage Process.
The home buying process can seem daunting, but we are here to help you through it. To us, it is not about sticking you into a product mold to help us make money. Instead, we provide resources to help educate you, so that you can make smart desicions. We have provided information below for you to review, but we also want you to feel free to call or stop in any time if you have questions or need to talk with someone.
Discover how easy
getting a mortgage can be. Stop by or contact our Call Center at (585) 586-8225
or toll free at (800) 356-1101 for an appointment.
Construction Loans
Customized draw schedules, Interest only payments during construction phase, Extended lock period available up to 180 days.
Combo Loans
Eliminate PMI with a 1st and 2nd mortgage and/or avoid Jumbo loan pricing.
1st Time Buyers
Minimum 3% invevstment, 3% seller concessions allowed, fixed rate 10-30 year terms, No closing cost option available.
Fixed Rate & Adjustable Rate Mortgages
Purchase or refinance, 5-30 year terms.
No Closing Costs
Increased buying power, more money for a down payment, terms up to 30 years.
5 Year Mortgage
Low costs, Fixed Rate, Refinance to pay an existing mortgage or debt or if you own your home free and clear take the cash for that new boat, RV, or college debt.
Streamline
Refinance existing Family First 1st mortgage with reduced fees and reduced documentation, Available to qualified members.
Bridge Financing
Short term financing based on the equity of the property you are selling to be paid back upon completion of the sale.
